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Support Breathe NH - Breathe NH's 28th Annual Seacoast Bike Tour

Cold weather got you down? Think SPRING & CYCLING! Join the fun and register for Breathe NH's 28th Annual Seacoast Bike Tour by Jan. 31 for the early bird discounted rate and get a free pair of Primal moisture wicking sport socks! Challenge yourself - Form a team and work with family/friends or co-workers to reach a new goal. Anyone can do it! Teams are eligible to compete for special prizes and of course bragging rights. Sponsor opportunities also available.Contact me for more info at [email protected] or 1-800-835-8647 X 120 or visit www.breathenh.org/bike. breathe. ride. live

Attorney Julie McNeill - All Land Law

At All Land Law, Attorney Julie McNeill focuses on all aspects of land law from adverse possession to zoning appeals.  Her areas are Civil Litigation, Municipal Appeals, Environmental Matters and Boundary, Access and Title Issues.  She worked at the Mass. Department of Environmental Protection for five years.  In 2012, she won a zoning case at the Mass. SJC, Shirley Wayside Limited Partnership, and it was selected for inclusion in the Flaschner Judicial Institute’s publication of significant appellate decisions for 2011-2012.  Please call Attorney McNeill to help you resolve legal problems with your land.

 
Attorney Julie McNeill
All Land Law
1734 Lakeview Avenue, #101
Dracut Ma 01826
978-455-0296
www.alllandlaw.com

Great Promotional item from Scott Boyages Promotions for the cold and flu season

Here is a great idea for a promotional item

flu

Networking Success Story: Brian Gardner of Gardner Graphics

When I first started my own printing company two years ago, I really had no idea how I was going to find new clients.  That is when I was introduced to Kevin Willett, and his networking group Friends of Kevin.  I can honestly say, like some people, I thought what can a group like this do for a profession like mine?  After being a part of this group for two years, my sales in 2012 have doubled from 2011, I guess we can say the question answered itself.  I recommend any business owner from any type of profession to join Friends of Kevin. Believe in him, believe in yourself, and you will see great results for your business. 

Northern Business Machines Managed Print Services

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A common concern among organizations looking to cut costs is that reducing expenses also will reduce their office’s efficiency and productivity. 

 

NBM’s Managed Print Services strategy allows you to lower the cost of your printer expenses without negatively impacting your productivity.  We do this by optimizing your office printing environment.  Our typical customer sees a reduction of 20-30% in printer  expenses.

 

The first step in our strategy is a free on-site evaluation of your current equipment.  Chances are you already have more equipment than you need.  We ensure that the existing printers are properly distributed and deployed throughout your organization.

 

We then develop a cost per copy maintenance program for your entire fleet, which includes toner, labor, and parts.   You will receive a single invoice that gives you the ability to truly manage your printer costs. 

 

We handle service issues, maintenance, and help desk calls, all handled by certified HP-technicians.  We can handle any size organization on a local or national basis.

 We will revisit our solution every 90 days to ensure that it meets the current needs of your business.

 

We revisit our solution every four months to ensure that our solution is meeting the current needs of your business.

 

We would be happy to do the same for you.  Please contact us today to get started.

  

Emily Almas

Marketing Support Representative

Northern Business Machines

p: 781-272-2034 ext. 117

f:  781-273-9087

e: [email protected]

w: http://www.nbminc.com

Ramsden Painting Ceiling Special

 

 

 

Ramsden Painting logo Ramsden Painting

 

 

 

Helping Hands Monkey 

The Ramsden Painting crew was honored to assist with our donated labor with other painters from the PDCA in painting the Helping Hands: Monkey Helpers for the disabled.  They train capuchin monkeys to provide daily in-home assistance with people living with spinal cord injuries and other mobility impairments.
To find out more visit them at http://www.monkeyhelpers.org/

 

 



Time to update?  Above is a recent smaller project in which we updated the stained trim in a home from stain to a semi-gloss white.  A fresh coat on the walls and we have a new back entryway/mudroom and a freshened bathroom..

Call or email today 978-501-0266  [email protected]

 

water dam  

 

Ice and water damage

 

Free estimates on all work.

  

Do you have ice dams?  An ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow (water) from draining off the roof. The water that backs up behind the dam can leak into a home causing damage to walls, ceilings, and insulation.  Call us today have your ice dams removed  978-501-0266

 

 

January Special:

average ceiling repaint up to      12 x 12 room

$99.00 includes paint.

Ben Moore Muresco ceiling paint. 

- water stains and repairs are extra. 

-  2 ceiling minimum per visit

- average height, cathedral extra.

 

 

 

Call anytime for a free estimate! 978-501-0266

 

 

 

 


Ramsden Painting
978-501-0266

  Check out some of our other work at

Ramsden Paintings facebook page

Like us on Facebook           

 

Newsletter from The Wish Project

PIC

 

WISH LIST 

***Please note: We are unable distribute used intimates (underwear, bras, or socks)***

 

  

Safety covers or clips for stove


Double stroller

  

Wash cloths

 

Hand towels


Dressers

 

TV stands or any small side tables


Bed frames any size

  

  

 

Baby New Year Project

 

Collect diapers in all sizes and help our littlest clients get off to a healthy start!

 

 

CAN YOU HELP?

 

The ways you can help are virtually limitless.  Click on a link below to learn more!

 

  

Volunteering Info 

 

Service Projects 

 

Donation Ideas 

  

 

COUPONS!

 

We want your coupons!

For toiletries, food, diapers and cleaning supplies.

Feel free to mail them.  

 

 

Unusual Donation of the Week - any guesses?

 

 

 

BEDS-4-KIDS INFO

 

child needs bed pic

 

While most of us take something as simple as a bed for granted, you'd be surprised how many don't have that luxury. While we welcome clean, used mattresses, there are many ways to provide a brand new bed.  A gallon jug of pennies is about $100, which buys a brand new bed for a child. A sleep-a-thon is another fun way, or simply click on the "Donate Now" button below.

  

RECYCLING

 

TVs, computers, monitors, washers/dryers and old electronics (anything with a cord) taken for a $5 recycling fee.  $20 for larger TVs.  

  

Remember, we welcome cell phones, coupons, printer/toner cartridges, documents/white paper for shredding and eyeglasses in addition to all the clothing, home and baby goods. 

Sleep Tight Charlize!

This beautiful baby girl is just a few days old and she received the last of our newborn kits.  She and Mom are thrilled with the help.  

 

Simple Acts of Kindness Make All the Difference

 

There have been so many fires lately in Lowell, Chelmsford and Lawrence, and assisting victims has kept us busy.  Most of the clients we've helped this week are fire victims and many have small children. Chelmsford has done an amazing job of helping their families. Such simple acts of neighborly kindness and humanity not only inspire those around us, but also make the world a better place!  Thank you, and please know that we are here if you need us!  

  

VOLUNTEER NEWS: 

 

We are off to a very busy start here in the warehouse.  Lots and lots of donations have been coming in and we could use some help.  Hundreds of coats have been donated and we need volunteers to sort and hang them so we can distribute them ASAP.

Tricia Flynn & crew

 


If you would like to help in the warehouse we are organizing and cleaning up, and are eternally grateful to have volunteers.  Please contact Angela at [email protected] for more information.

Monday Evening Volunteers
We were buried in clothing donations and thanks to Allora,  ElizabethTricia and crew, and Pelham Congregational Church, we

Allora and Elizabeth

really cleaned up, thanks so much!    

 

BIG THANKS! 

 

The following were some of our wonderful company and group sponsors of gifts for Christmas this year.  Thank you so much for your generosity.

 

  • Child Care Center, Inc. of Westford
  • Fred C. Church, Inc.
  • Girl Scout Troop 62073 of Chelmsford
  • Girl Scout Troop 66157 of N. Chelmsford
  • Girl Scout Troop 66771 of Tewksbury
  • Harbor of Hope Church of N. Chelmsford
  • Heilind Electronics
  • Johnson O'Hare Company
  • Lucente Life Technologies
  • Nobis Engineering
  • Plum Choice
  • Rita E. Miller School of Westford
  • RTN-Federal Credit Union
  • Shane's Anti-bullying Program
  • St. Mark's Episcopal Church of Westford
  • Surgery Center at Drum Hill
  • The Paper Store of Westford
  • Toxics Use Reduction Institute - UMass Lowell
  • TRC of Lowell
  • Willis Group
  • Wilmington United Methodist Church
  • Winbrook
  • Yankee Alliance
  • Acton Congregational Church
  • ARCADIS
  • Emerald Court of Tewksbury
  • Social Security Administration in Reading
  • SSA, Office of Disability Adjudication and Review of Lawrence
  • Litle & Company employees and management

 

For helping make our Magic of Christmas Project a wonderful success, thank you to:

 

Kathy McCarthy, St. Joseph the Worker Shrine, and those who worship

there for a van load (see pic) of new gifts they donated through their Giving Tree, Hands to Mind Connection for 28 new quilts

 

Thank you to the following wonderful individual sponsors of our families this year:

  • Denise Abell
  • Renee Andrews
  • Peter and Diane Baker
  • Rajeev Balakrishna
  • Alexandra Belleville
  • Tammy Bernier
  • Frances Bilotta
  • Lynn Blodgett
  • Amy Boshco
  • Lori Bower
  • Allison Brown
  • Doug and Marie Brown
  • Peter Brox
  • Chris and Roberta Butkovich
  • Bryan and Wendy Cabral
  • Jane Calvin
  • Jamie Canafax
  • Nancy  Carew
  • Amy Cheruin and Family
  • Peter and Libby Conway
  • Carolyn Cummings
  • Laticha Davis
  • Phyllis Dougherty
  • Virginia Early
  • Lyle and Darline Eiben
  • Peter and June Folger
  • Kat Folger
  • Tom and Laura Fusco
  • James Gabriel
  • Suzanne Gibbons and Robert Fesmire
  • Becky Gibson and Gary Bottom
  • Pat Giuffrida
  • Joyce Hamlyn
  • Sally Harris
  • Christina Hausman
  • Sheila  Heen
  • Valorie Hemphill
  • Lori Hicks
  • Tyler and Pamela Hill
  • Diane   Hurley-Leach
  • Joyce   Hussey
  • Harold and Mary Johnson
  • Tracey Johnson
  • Jim and Pam Kazeniac
  • Kathleen Kennedy
  • Angel Krimm
  • Laura Lapierre
  • Nicholas Leonard
  • Carol Long
  • Marc Macedo
  • Michele MacPherson
  • Michael and Norma Manning
  • Carl and Nicole Mason
  • Meaghan McCarthy
  • Stephanie McElligott
  • Colleen McGrath
  • The McKiel Family
  • Jennifer Minai-Azary
  • Janice  Moran
  • Lisa Nason
  • Lisa Newell
  • Joyce Newton
  • Maureen Nigro
  • Kendra Noiles
  • Mark, Sarah, Lexi, Tyler, and Elizabeth Nolan
  • Louise O'Brien
  • Leslie O'Donnell
  • Eileen Offer
  • Melanie Peach
  • Heike Petermann and Yvonne La-Garde
  • Dawn Priest and Ed Delaney
  • Linda Quinn
  • Chaya Ramanujam
  • Nancy  Rayne
  • Lisa Reeney
  • Cindy Roy
  • Olivia Rubeski
  • Gayle Rubeski
  • Susan Santonelli
  • Karen Shurtleff
  • Pat Stratis
  • Susan Sullivan
  • The Svendsen Family
  • Kathy Thursby
  • David and Denise Welker
  • Betsy Wildes Butters
  • Marilyn Williams

 

 

 

 

Our Monthly Sustainers:

All of our monthly online donors such as Ronald and Deborah Schneider, Jenny Shaw, Heike Peterman and the many others that make a monetary donation.   

 

Back On the Rack Consignment Shop at Drum Hill in Chelmsford for helping us to raise money  

selling fancy items our poor families cannot use.   

 

Epilepsy Foundation for partnering with us to take our unneeded clothing to Savers in Nashua. What a win-win!  

 

NECR for partnering with us with the Red Bin project. We now have red clothing collection bins being placed all over MA, NH and RI to help raise funds for Wish.  

About Us

Donate button

Our mission is to provide basic goods to help local poor families move out of homelessness permanently. We do this primarily through recycling useful things to fill wish orders placed by clients.  Find out more on our website www.thewishproject.org or call us at 978-441-9474.

 

Drop off donations:

 

Tue/Wed/Fri and Sat 9am-2pm

 

No appointment needed but call first if it is snowing or near a holiday.

 

Foundry Industrial Park Lowell, MA 01852 

Off of Plain Street in Lowell.

 

Like us on Facebook 

 

 

Promote your business in the Friends of Kevin Newsletter

Promote your business in the Friends of Kevin Newsletter

I am really excited to announce that I am starting the Networking Success for your business newsletter from the Friends of Kevin Networking Group. I will be sharing networking tips, networking success stories, great content from the Friends of Kevin Radio Show and tips on how to improve your business in each issue.

In addition to the great content, the newsletter will provide you with an awesome and affordable way to promote your business. Advertisement space is available for only 50.00 per issue. The Friends of Kevin newsletter is a great way to promote your business to a diverse group of business owners in both Mass and NH. Advertisement space is limited to please contact me today at 978-995-1743 or by email at [email protected]

Networking Success Story: Tami M Dristiliaris

Networking Success Story: Tami M. Dristiliaris

Making time for networking pays off.  I became a successful business owner because of networking. The key to my ten years of success is to be visible in every community possible. By attending each and every Friends of Kevin networking event I am in contact with some of the same and always new business contacts with whom to share my personality. You are your business and when people realize you are easy to speak with and have a high level of expertise in your field, they remember.  

So get out there, know your trade, speak about what you do and let people know you're a person with a service they or their friends need.  And trust me, you will get referrals.  Time is the key so make time in the New Year and get networking.  Remember, there are many people who do the same thing you do, but you do it better!!!  Oh, and don't forget your business cards!  

About the business:

Law Offices of Tami M. Dristiliaris, LLC, provides legal representation in Massachusetts to both individuals and businesses in all aspects of family law, personal injury, estate planning, landlord-tenant, collections, bankruptcy, real estate law and other legal matters.

We provide individualized personal attention and expert legal representation in helping you meet and attain closure to your legal issue while keeping you updated and informed about the progress of your case.  We go above and beyond to ensure you are satisfied and "serve all of our clients with care and compassion."

Newsletter from Matt Schwartz of Schwartz Financial Services

LPL Independent Investor

December 2012

 

Making a Charitable Choice

 

The greatest benefit of charitable giving is the knowledge that you’ve made a positive contribution to others. At the same time, charitable giving can also provide tax breaks so long as you are aware of some rules and keep track of what you’ve donated.

 

Choosing a Charity

The first step is to identify an organization you wish to support. There are thousands of charitable organizations to choose from, supporting such causes as environmental protection, curing illness or improving the lives of children. Start by identifying what is most important to you.

 

Next, you will want to do some research. If you want to claim a tax deduction for your gift, you’ll need to make sure that you are dealing with a registered charity to satisfy IRS rules. Your local Better Business Bureau (BBB) can provide information on charities.

 

Once you have a short list of registered organizations, contact each one and ask for a copy of its annual report. This report explains the charity’s mission, lists its key personnel, and provides a breakdown of how donations are spent. Pay careful attention to marketing and administrative expenses, which can vary widely among organizations. You will probably want the majority of your money to go to those who need it. Keep in mind, however, that high expenses related to awareness campaigns are designed to educate the public and increase donations, so they might not be cause for concern.

 

The BBB Wise Giving Alliance also provides independent evaluations of popular charities. These reports are available online at www.give.org. You can also request written reports by writing to BBB Wise Giving Alliance, 4200 Wilson Boulevard, Suite 800, Arlington, VA 22203.

 

IRS Rules for Giving

You are free to give as much to charity as you like. However, you will need to follow IRS rules and keep records of your gifts to claim tax deductions. Monetary contributions are the easiest to report. Always pay by check and make the check payable directly to the charity. Ask for a receipt and save it along with your canceled check and your bank account statements.

 

A deduction is no longer allowed for monetary gifts unless accompanied by a bank record or a written receipt from the charity indicating the amount of the contribution, date of the donation and name of the charity. If your contribution exceeds $250, either in cash, certain property or out-of-pocket expenses that are attributable to volunteer work, you will also need to obtain a written description of your gift. This description must contain an acknowledgement from the charity of your contribution, a description of noncash items donated, a statement of whether the charity provided goods or services in exchange for the donation and—if goods or services were provided—a good-faith estimate of their value.

 

The IRS has ruled that the fair market value of goods and services should be deducted from any charitable contributions used to offset taxes. Keep in mind that fair market value may differ from what you pay for the goods or services offered. A good example of this is the popular practice of selling candy bars. As an example, say that you pay $2 for a candy bar to benefit a local school. The fair market value of the candy is actually $1 were you to purchase it at a local store. That $1 is deducted from your contribution, leaving you with a deduction of $1. To simplify your tax reporting, it might be best to turn down any goods or services of more than nominal value that a charity offers in exchange for your gift.

 

Noncash Gifts

To declare charitable gifts of certain noncash items worth more than $500 (such as used clothing or furniture), you must supply cost and acquisition information for the items given. When claiming single noncash gifts worth more than $5,000 (excluding publicly traded stock), you must include an appraisal of the gift’s value with your tax return.

 

Two such gifts to carefully consider are used items and time. Items such as computers and clothing are subject to depreciation over time, so you won’t be able to declare your purchase price as a deduction. Time spent volunteering typically isn’t deductible; however, expenses associated with volunteering, such as transportation and materials, are deductible.

 

Appreciable Gifts Are Best

Items with the potential for appreciation are the best gifts for tax-conscious charitable givers. You can avoid capital gains taxes by donating assets that have appreciated in value. Outside of a charitable trust or foundation, this is one of the most effective ways to reduce taxes through charitable contributions. You can donate appreciated stock, artwork, antiques, collectibles or other noncash items as long as you have owned them for at least one year. You can deduct the full fair market value of the gift from your taxes, and any appreciation will escape taxation.

 

Consider selling appreciable assets you have owned for a year that have lost value, with the proceeds of the sale donated to charity. This allows you to remove the full fair market value of the assets from your taxes while still claiming a capital loss on the depreciation.

 

In addition to direct gifts to charity, other options include a charitable remainder or charitable lead trust or setting up a private foundation. However, complex rules govern the creation and maintenance of these vehicles. Thus, tax and legal advisors are necessary to determine if a trust or foundation is appropriate for your situation.

 

Charitable donations are an excellent way to reduce your taxes and make a difference in the lives of others. And while it’s natural to consider charitable giving during the holidays or at tax time, it’s also important to remember that the need to help others lasts year round.

 

This article was prepared by S&P Capital IQ Financial Communications and is not intended to provide specific investment, tax or legal advice or recommendations for any individual. Please consult me, a qualified tax or legal advisor if you have any questions.

 

Because of the possibility of human or mechanical error by S&P Capital IQ Financial Communications or its sources, neither S&P Capital IQ Financial Communications nor its sources guarantees the accuracy, adequacy, completeness, or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. In no event shall S&P Capital IQ Financial Communications be liable for any indirect, special, or consequential damages in connection with subscribers’ or others’ use of the content.

 

Tracking #: 1-120755

 

 

Matthew M. Schwartz

Financial Consultant

 

Schwartz Financial Services, Inc.

3 Baldwin Green Common #209

Woburn, MA 01801

 

[email protected]

 

Tel: (781) 932-3289

Fax: (781) 998-3099

 

Website:  SchwartzFinancialServices.net

 

Professional LinkedIn Profile: linkedin.com/in/SchwartzMatt

 

Professional Facebook Profile:  facebook.com/SchwartzFinancial

 

Personal Facebook Profile:  facebook.com/SchwartzMatthewM