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Brush Gallery & Artists Studios - Business PARTnership Program

Laurie Simko, Brush Artist Member, Spirit of Du Fu

The Brush Art Gallery & Studios is launching this new program to beautify area businesses with original art work by our 100 artist members. We are thrilled to partner with La Boniche, a successful, elegant French bistro and Lowell institution for over 20 years.

Artists' Reception

  • Date/Time: Saturday, March 23, noon-2:00 pm.
  • Location: The beautiful La Boniche Restaurant, 143 Merrimack St., Lowell, MA 01852, 978-458-9473, Click HERE for directions.
  • Details: Meet and enjoy the work of 11 of the Brush Gallery's artist members while sampling delicious light refreshments
  • Admission is free and art work is for sale. Work will be on view until April 1.

Artists Showing at La Boniche

Lisa Bohnwagner

Priti Lathia

Rose Carney

Barbara Nolan

Lee Fortier

Christy Park

Claire Gagnon

Laurie Simko

Laurie Hartwick

Rita Thompson

Jacqui Hawk


Other Information:
If you are a business and interested in participating in this program, click HERE for more information.

If you are an artist and would like to participate in this program, click HERE.

Like us on Facebook

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Become a Member


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Brush Gallery is a non-profit organization

We are a non-profit 501(c)(3) organization and will acknowledge your tax-deductible donation.

The Brush Art Gallery & Studios
256 Market St., Lowell, MA 01852
[email protected]

Click here for directions
April 1 to December 31: Tues-Sat 11am-4pm, Sun 12 noon - 4pm
January 1 to March 31: Wed-Sun 12 noon - 4pm


LPL Independent Investor Newsletter from Matthew Schwartz

LPL Independent Investor

February 2013


Saving for Short-Term Financial Goals


Most of us know we need to save for our future goals. Buying a home, providing an education for our children and investing for a secure retirement are the most common long-term savings goals. But what about next year’s vacation, remodeling or refurbishing your house, or buying a second car? You can always just say “charge it.” That is how Americans have amassed billions of dollars in credit card debt. Instead, why not try a new approach? With a little encouragement and guidance, you can begin saving for these short-term needs today.


Getting Started

The first step in any investment strategy is to develop goals. And the first “must have” goal is to ensure that you have adequate reserve funds to cover emergencies or even temporary unemployment. Many financial planners suggest that you have three months’ salary available in savings for the unexpected.


Next, take a look at your spending needs over the coming 12 to 24 months. How much did you spend on your last vacation? How is the car running? By planning ahead for large expenditures, you can prevent anxiety and save on finance charges. Once you have determined how much you need—and when you will need it—you are ready to begin matching your goals to the investment options available to you.


It sounds easy, but if you are like most people, you may lack the discipline to save. Some banks and most credit unions offer a variety of special-purpose savings plans designed to help. Vacation and Christmas Clubs use coupon books that provide a schedule for reluctant savers. If your bank does not offer special savings plans, you can take the lead by setting up your own automatic transfers from your checking account to your savings account.


The idea is to make savings a habit and to treat your monthly (or weekly) savings deposits as a fixed expense—like a rent or mortgage payment—not just an afterthought once the bills have been paid.


Key Investment Criteria

Whether your goals are long term or short term, you should look at three investment factors before choosing a savings or investment vehicle: liquidity, safety and return.


Liquidity—When can you get your money? If your savings are meant to pay for next year’s vacation, real estate is probably not a good investment. But even certificates of deposit (CDs) may be too restrictive.1 Be sure you understand what it might cost to turn your investment into cash. Are there penalties for early withdrawal? When you are using a time deposit, make sure the investment’s maturity matches your needs.


Safety—As a general rule, return is proportional to risk. Just as liquidity concerns would rule out short-term investments in real estate, safety factors would rule out short-term investments in stocks or bonds.2 It is not that these investments are inherently unsafe, but that the volatility (or fluctuation in the value) of these investments often makes them unsuitable for short-term investing.


Return—Short-term investors are restricted by safet y and liquidity. You should, therefore, be realistic about how much you can expect to earn. Still, there are many investment choices available. While some investments require a minimum amount, others do not. Generally speaking, the more you have, the more you can earn. Even if you don’t have the $500 for a CD, you can still save $50 a week until you do. Keep in mind that your final return will be reduced by any fees or taxes you incur.


Savings Vehicles

Savings Accounts—Given their convenience, availability and r elative safety, banks are often the first choice for savings. Accounts at FDIC-insured banks are protected to $250,000 per depositor, per insured bank, for each account ownership category.3

Additional explanation provided on states the following:

“The FDIC insures deposits that a person holds in one insured bank separately from any deposits that the person owns in another separately chartered insured bank. For example, if a person has a certificate of deposit at Bank A and has a certificate of deposit at Bank B, the accounts would each be insured separately up to $250,000. Funds deposited in sepa rate branches of the same insured bank are not separately insured.

“The FDIC provides separate insurance coverage for funds depositors may have in different categories of legal ownership. The FDIC refers to these different categories as 'ownership categories.' This means that a bank customer who has multiple accounts may qualify for more than $250,000 in insurance coverage if the customer’s funds are deposited in different ownership categories and the requirements for each ownership category are met.”3

Shop around for rates and fees, keeping in mind that banks will usually waive monthly fees if you maintain a minimum balance. Most banks will link your savings and ch ecking accounts, making regular transfers between the two accounts much easier.


Money Market Deposit Accounts—These accounts generally pay a higher rate than passbook savings accounts, but the rate typically fluctuates with market conditions. You may also get the advantage of limited check writing.


Time Deposits—CDs are available with terms ranging from 7 days to 30 years. CDs are FDIC i nsured and offer a fixed rate of return if held to maturity. A fixed-rate CD may or may not be an advantage. The time to lock in is when rates are at their peak. Since it is difficult to know when rates have peaked, you can stagger maturities to limit your interest rate risk (the likelihood that rates will rise or fall). By purchasing CDs with a variety of maturities, you can reinvest principal from maturing CDs if rates go up, while longer-term CDs will continue earning higher returns should rates fall.


Relationship Accounts—Many banks reward their best customers with relationship accounts. By consolidating your deposits and loans with one bank, you can often minimize fees, earn h igher rates or get free services. Check with your bank to see if this option would benefit you.


U.S. Treasury and Other Money Market Securities

U.S. Treasury bills (T-bills) are generally issued in 13- and 26-week maturities with a $1,000 minimum investment. You can also purchase T-bills with shorter maturity rates directly through banks and brokers. T-bills are sold at a discount, which means that the interest is paid to you when the bill matures. An added bonus is that interest earnings on T-bills are ex empt from most state and local taxes. However, earnings may be subject to the alternative minimum tax (AMT).


In addition to Treasury securities, a wide variety of short-term commercial securities are available. The yields will be higher than T-bills due to the increased risk. Unlike bank money market deposit accounts, these investments pay a fixed rate of return.



1CDs are FDIC insured and offer a fixed rate of return if held to maturity.

2Investing in stocks involves risks, including loss of principal. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and are subject to availability and change in price. Government bonds and Treasury bills are guaranteed by the US government as to the timely payment of principal and interest and, if held to maturity, offer a fixed rate of return and fixed principal value.

3Source:, “FDIC Insurance Coverage Basics,” updated December 31, 2012.


This article was prepared by S&P Capital IQ Financial Communications and is not intended to provide specific investment advice or recommendations for any i ndividual. Please consult me if you have any questions.


Because of the possibility of human or mechanical error by S&P Capital IQ Financial Communications or its sources, neither S&P Capital IQ Financial Communications nor its sources guarantees the accuracy, adequacy, completeness, or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. In no event shall S&P Capital IQ Financial Communications be liable for any indirect, special, or consequential damages in connection with subscribers’ or others’ use of the content.


Tracking Number: 1-137877



Matthew M. Schwartz

Financial Consultant


Schwartz Financial Services, Inc.

3 Baldwin Green Common #209

Woburn, MA 01801


[email protected]


Tel: (781) 932-3289

Fax: (781) 998-3099




Professional LinkedIn Profile:

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Professional Facebook Profile:


Personal Facebook Profile:





Securities & financial planning services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. 

Networking Success Story: Lyndie Shaw - Shaw Farm

Hi my name is Lyndie Shaw and I am an introvert who dislikes the thought of networking. When Kevin first approached me about hosting networking events at the Farm my first thought was oh my God he will expect me to speak to the group and there is no way I can do public speaking. Now I realize, like all business owners, that networking is the key to growing my business. Still, I didn’t know how to get past my fears to learn how to network.

Now as most of you know Kevin is a pretty persuasive guy so he just chuckled and said you will be fine, my friends will love the farm, it’s a great way to spread the word about the farm and home delivery. How could I argue with his logic? He was right it would be good for my business.

Now I have to admit the first event was a little rough and I hid behind the counter as best I could. There was no way Kevin and his friends would let me stay there. They kept coming over and introducing themselves to me and telling me how great the farm is. That really made me feel great and allowed me to start talking with them and it was then that I realized ‘hey I am networking I can do this’.

We have done a few events together so far and each time I find it a little easier to come out from behind the counter. So my networking tip is please don’t let being an introvert stop you from becoming a successful business owner. It is easy to say I am an introvert and networking is too hard for me, but I have found that is gets easier each time I do it.

For more information about Shaw Farm please visit them at 204 New Boston Road in Dracut Ma or check out their website at


Newsletter from Ramsden Painting - Old paint disposal - FREE




Ramsden Painting logo Ramsden Painting





Old Paint--OH NO

Do you have cans like this in your basement or garage and would like them removed for Free?  We can help you while you help someone else in need.  We will remove "Free of charge" up to 10 gallons of paint per household.  The catch...For each gallon of paint you have to donate 1 can of non-perishable food which we will pick up at the same time and bring to Bread and Roses in Lawrence, MA  more info regarding them click here:




Ceilings, Ceilings, Ceilings

Do you burn candles?

Use a wood burning stove or fireplace?

spaghetti sauce splash from the stove?

water stains?


We have painted just about everykind of ceiling from churches, pools (above) to homeowners.  Are you thinking of changing the color of your ceiling, Why white? Get Daring..Contact us for a free estimate


Call or email today 978-501-0266  [email protected]





Wood Repair: 



Decking, Trim, Siding, ect.  From time to time you have to perform some wood repairs.  Some repairs are performed with keeping with historic materials and some are used with cutting edge composite material suck as Azek. 


From one board to an entire porch  Call us today 978-501-0266




Call us today for a free estimate on your wood repairs.

summer is coming.



Ceiling Special


average ceiling repaint up to a 12 x 12 room


$99.00 includes paint.


Ben Moore Muresco Ceiling white.


- water stains and repairs are



- 2 ceiling minimum per visit


- average height, cathedral

  ceilings extra








Call anytime for a free estimate! 978-501-0266





Ramsden Painting

  Check out some of our other work at

Ramsden Paintings facebook page

Like us on Facebook           


Paradigm Plumbing, Heating & A/C Feb. Newsletter

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Paradigm Plumbing, Heating and A/C 


Paradigm Plumbing, Heating & A/C




Our Valentine's Day gift to you is filled with tax creditsrebates and incentives encased in renowned service!


When you add $avings with heating sources, you end up with Paradigm Plumbing, Heating and Air Conditioning. We are a service provider whose purpose is to solve your heating needs. 


Take a look at our heating and equipment sources below for more information. Then feel free to give us a call, email, Skype or FaceTime us to schedule a clean and service, those lingering repairs or that quote you have been meaning to get.




Featured In the Newsletter:




Heating Equipment & Sources



  • Boiler (FHW Forced Hot Water) baseboard - oil, natural gas, LP
  • Furnace (FHA Forced Hot Air) - oil, natural gas, LP
  • Now Featuring: Pellergy! Check out the video below!

Pellergy - Wood Pellet Central Heating

Pellergy - Wood Pellet Central Heating



Help Us to Respond



If you are looking to save time, help us to give you a better response when calling Paradigm Plumbing, Heating & A/C. There are several steps that you can take to better prepare yourself. Make sure to have readily available:

  1. The brand and/or model number on your unit.
  2. The serial number on your unit.
  3. The age of your heating system.
  4. When it was last serviced and/or cleaned.
  5. Any unusual odors or noises.
  6. Any leakage around the unit.



Choosing a Heating Comfort System



When you're choosing a home heating comfort system, it's important to be familiar with some important points.


  • Note the existing equipment currently installed and the fuel sources available to you.
  • Square footage to be heated.
  • Special health considerations.   
  • AFUE - Annual Fuel Utilization Efficiency
    Measures the average, seasonal thermal efficiency of your furnace and/or water heater. It is the amount of heat actually sent to your house compared to the amount of fuel that is supplied to the furnace.
  • HSPF - Heating Seasonal Performance Factor: Measures heating efficiency of heat pumps. It is the estimated seasonal heating output in BTUs (British Thermal Units) divided by the amount of energy that is consumed in watt-hours.



Paradigm Plumbing, Heating and A/C

How Are We Doing?

Let us know what you think about the newsletter! Is there anything you would like us to add? We would love to hear from you. You can give us a call or email us!




DAngie's List Super Service Award!

Paradigm Plumbing, Heating & A/C has been awarded the Super Service Award by Angie's List!


This exclusive recognition is given annually to approximately the top 5 percent of service companies who achieved and maintained a superior service rating on Angie's List through out the past year. 


We would like to thank everyone who reviewed our company allowing us the opportunity to receive this award!





BNI New Hampshire 2012 Featuring Steve Labbe


Click Here to Watch the Video!


BNI New Hampshire 2012 Highlights Featuring Steve Labbe from Paradigm Plumbing, Heating & A/C

Paradigm Plumbing & Heating has been named by Hooksett Kiwanis as Hooksett's Small Business of the Year. For the past 28 years, Paradigm has been providing residential and commercial remodeling, repairs & maintenance, new construction, and water conditioning services. We service Maine, Massachusetts and New Hampshire. 




Tax Credits, Rebates & Incentives


As our Valentine's Day gift to you, here are links to help you save this year!




tax$300 Federal Tax Credit


Tankless Tax Credit


Are you the owner of a Tankless Water Heater? Find out how you can receive a $300 tax credit! 


"On January 2, President Obama signed legislation which included provisions to retroactively reinstate the 25C tax credits for highly efficient HVAC and water heating equipment that expired at the end of 2011." Continue Reading...






Yes you heard us right. You can now Skype us when you need assistance!










(T) 603-641-6400

(F) 603-641-6405

Stay In Touch

Like us on Facebook   Follow us on Twitter   View our profile on LinkedIn   Find us on Google+   View our videos on YouTube



Copyright © 20XX. All Rights Reserved.


$25 off

Any Service

$300 off

HVAC Install

CouponVisit Our Website For Your Coupon!

Looking to save some money this year? Paradigm Plumbing, Heating & A/C has you covered! Visit our website and print out the coupon that is located on our website and you can save big bucks!



One Coupon per household. These two offers cannot be combined with each other or with other offers. Please mention this offer before service or installation. Expires 2/28/13. Must print out coupon from our website HERE.

Friends of Kevin Sales Tip from Dennis Sweeney - First Access Technologies

I created this tip to break down barriers for cold calling potential clients. I do this on site at the client. 

The entry door states "No soliciting". I dress like an average person. No suit, no clunky papers and junk. I tell the receptionist my name and ask for his/hers. I simply state that I would like to write a letter to the person in charge of "xyz". I make sure I get spelling correct. If possible I take one of their business cards. Then I tell the receptionist more details about who I am and focus on him/her. If I see a picture of a child on her/his desk. I mention how beautiful their son looks and that I have a son too. All I try to do is make a "connection". If no picture available. I ask how they drink their coffee. 

I return to my office and write a quick note to the decision maker and place it in the mail. Hand write the address and your return address. Use a non tradtional postage stamp (National Parks or something nice) I follow up with a call.  I make the call at 4:30PM to 5:30PM. In most cases the receptionist is gone. On occasion, the decision maker answers the phone. I talk about the letter and give them just 30 seconds to state the elevator speech and try to get an appointment. Get their e-mail and use to confirm appt.   

If receptionist answers and you want to get past this roadblock, talk about the coffee, her/his son or their pet.  Again make the connection. Ask her/him when is the best time to reach the decision maker. If it is not right then and there, call back when the time is right. Let the roadblock be a friend. Make the common connection and don't forget to bring in their favorite coffee when you visit for the new appointment! 

Networking Success Story: Dave Waldman - B2B Video and Treasured Memories Video

Dave Waldman is the owner of B2B Video Solutions and Treasured Memories Video in Bedford, NH. B2B Video provides the video services you need to market your business through video, while Treasured Memories is there for all the video services you need in your personal life.


Dave founded Treasured Memories Video in 2006 after recording video biographies for a couple of aging family members. He has a natural ability to make people feel comfortable in front of a video camera and draw out of them their experiences and life views. A few years later, he formed B2B Video Solutions to better brand the business video products he creates. 


Networking is a large part of Dave’s marketing strategy. “Networking, both in person and online, is, by far, the majority of my marketing. I’m in a business that relies almost exclusively on referrals. Think about it; if you needed a videographer, your first thought would be to ask your friends if they have any recommendations.”


Dave is member of “Friends Of Kevin” and regularly attends events. “Networking is about building relationships over time. It’s not about meeting everyone in the room and passing out as many business cards as you can. At the end of the night, a lot of people may have your card, but what do they know about you? Why should they do business with you or refer you – you’re a stranger.”


“It’s also not about selling to the people you’re networking with. It’s about becoming a trusted business associate that your fellow networking partners are comfortable referring to the people they know.”


You can see samples of Dave’s work by visiting his website at or, or by visiting his YouTube channel at He can be reached at [email protected], [email protected], or (603) 566-3075.



Newsletter from the Merrimack Valley Small Business Assistance Center

Keeping you updated and informed. 

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Would a small loan to purchase a new piece of equipment or working capital help your business grow? Did you know that the Merrimack Valley Microloan Fund stands ready to assist local businesses by providing a microloan up to $5,000 with a fixed low interest rate to meet your lending needs and help build up your credit at the same time?

Don’t delay! Find out more

Right Start Graduates Get Together
Pictured from left to right, Terry Williams, Shelagh Casey of Refind, Kim Scalia of Relovable Dog, Olga Saratova of Olga Saratova Photography, Kristin Wallace, Evangeline Bates of Evangeline Interiors, and Paul Hutchinson.
Thanks to important feedback from our Right Start Graduates and other clients, we’ve been busy making changes to our entrepreneurial trainings and can’t wait to launch two new series this fall!
Our Entrepreneurial Boot Campfor Pre-Concept & Start-Up Businesseswill lead entrepreneurs through defining their personal vision & goals and to determining whether their business concept is a feasible business opportunity. At the end of this very hands-on course, participants will have examined their business ideas from every angle and written a business plan, which will help them decide if the business idea is a “go” or a “no go” before making plans to launch the venture. This training will also include support around the technical steps involved in start-up.
Our Financial Tune Up Boot Camp for Start-Up & Existing Businesses will lead entrepreneurs through the basics of financial literacy and will include the important features of a well run business. Entrepreneurs will learn about financial basics, bookkeeping, inventory management & control, taxes, financing, marketing.

Stacie Hargis

CLICK HERE to be taken to our events calendar.

Please RSVP for all workshops and trainings. Fees may apply and will be due at time of class. A fee waiver may be requested, please inquire when signing up.The Center reserves the right to cancel or reschedule a workshop or class due to insufficient enrollment or weather.
FDIC’s Money Smart Series
Joinus as we give the Money Smart financial education


2012 was a great year for us here at the MVSBC and we are busily preparing our 2012 Annual Report to share all our successes. Please stay tuned. In the meantime, there are so many opportunities coming up for training, business plan competitions and networking. 
Are you interested in starting your own video or media business? Through a partnership with Lowell Telecommunications Corporation, now may be the time! The Videographer Start-up Boost (VSB) is a program designed with you in mind. This four month program will give you all the tools and training you need to envision, plan for, test and launch your own video business – whether it s documentary production company, a social media consulting firm, a wedding video business, or something we haven't event thought of yet. We want to help YOU get there, because we care about creating great media and helping small businesses to grow. The mission of the VSB Program is to gather, train, and support budding video and media entrepreneurs to create more small businesses delivering quality media services to the Merrimack Valley and beyond. Find out more.

Are you a new, emerging or growing company located in the Merrimack Valley?  We are looking for companies to enter the ninth annual North of Boston Business Plan Competition. You can enter to win the following: 

  • 1st Prize - $5,000
  • 2nd Prize - $3,000
  • 3rd Prize - $2,000

We are proud to co-sponsor this competition because we think it's a wonderful opportunity for start-up & growing businesses in the Merrimack Valley to gain funding and visibility. All you need to know about eligibility and rules may be found hereDeadline for plan overview & entry is Friday, February 22, 2013. Let us know how we can help you! 

As a reminder, it's that time of year when everyone is thinking about taxes. Check out this great tax calendar for small business and the self-employed from the IRS here.


Stacie Hargis
Community Teamwork’s
Merrimack Valley Small Business Center


Client Success:

Congratulations to Christina Hamilton, a client we've been working with to open her dream business, Delightful Surprise SweetsChristina has completed the MVSBC's Entrepreneurial Boot Camp, Financial Tune UP Boot Camp & Loan Prep Course. She is also our first Credit Builder Loan recipient. With this loan, she will continue to work towards opening her business over the next few months, so stay tuned as we take the journey with her! 

If you are interested in learning more about our Merrimack Valley Microloan Fund products, please contact Kristin Wallace directly at 978-322-8403 or [email protected]


Want to learn more about the MVSBC?
You are invited to:
“Are you READY… to start a small business?”
Tuesday, February 5, 2013 / 6:00pm to 8:00pm
@ the MVSBC  
This workshop will give you a chance to:

  • Find out if starting a business is right for you.
  • Learn about our programs, including the Entrepreneurial Boot Camp, other trainings and the Merrimack Valley Microloan Fund.
  • Mingle and meet other entrepreneurs – get new perspectives about your idea or business!

Please RSVP directly to [email protected].

Networking Night
You are invited to:
Join us for our networking nights, the second Tuesdays of each month. 
Tuesday, February 12, 2013 / 6:00pm to 8:00pm
@ the MVSBC  

  • Mingle and meet other entrepreneurs, current clients, future clients – get new perspectives about your idea or business!
  • Each networking event we host, we invite a local, successful small business owner to discuss their experiences and offer suggestions and guidance to you.

Please RSVP directly to [email protected].

Congratulations to Ismael Rosado, a client who recently won a grant to install a special art project in Lowell. 

This is a project that aims to strengthen and interpret visually, social problems that affect us in the community. Learn more here about Lowell Cultural Council grants here:  


Be sure to check out our events calendar to see all the awesome events coming up!


The mission of Community Teamwork's 
Merrimack Valley Small Business Center is to provide entrepreneurs from ethnically and economically diverse groups with the education, tools and resources needed to create, sustain or expand viable small businesses.

88 Middle St., 2nd Floor, Downtown Lowell, 01852


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Newsletter from Treasured Memories Video and B2B Video Solutions - Tips for Shooting Talking Heads


both logos


Latest blog post


Mann Family Dental Testimonial from Dr. Bryan

Mann Family Dental Testimonial from Dr. Bryan


Tips for Shooting "Talking Heads"

My son told me that some of his friends had to do video interviews as part of a school project and asked me if I had any tips. As I started typing, it occurred to me that he had just given me the topic for my next blog post. (Read more...) 

Thank you for your continued support,


Like us on FacebookTMV     Like us on FacebookB2B    View our profile on LinkedIn     View our videos on YouTube    Follow us on Twitter     Find us on Google+     Find us on Pinterest


Newsletter from the Lazarus House

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Talents & Treasures

                        interview by Eszter Vajda



Lazarus House Ministries, Inc.

 January Enews 2013

"It's amazing when you watch a light in their heart turn on as they begin to see their own self worth ... "

Eszter Vajda talks to Bridget Shaheen, Exec. Dir. Of the Lazarus House Ministries, about an extraordinary concept that helps people get out of poverty and get a job.

Eszter Vajda talks to Bridget Shaheen, Executive Director of Lazarus House Ministries, about an extraordinary concept that helps people get out of poverty and into the workforce.

"Lazarus House has grown significantly over the last few years because we wanted to answer to the needs of the community and also offer a continuum of services that would not be just a band-aid but help people move out of poverty. We have a soup kitchen and food pantry - these are our first lines of entry into Lazarus House for many of our people and it introduces them to the possibilities . . . "


Watch the interview with Bridget Shaheen and learn about the amazing programs of Lazarus House and the impact of this organization on Lawrence and the surrounding communities.




Thank you to all our Christmas volunteers and donors!

Christmas 2012

We are winding down our Christmas programs after the whirlwind holiday season and are deeply grateful for your generosity and thoughtfulness! 


Project Bethlehem supplies gifts to the community and because of our donor families, 15 homeless families had warmth and joy this past Christmas. Children's eyes grew bright as volunteers brought them bags of presents from our gift room. 


Christmas2 2012

A woman whose family lost everything in a fire wept as we brought gifts to her, saying "The only good thing that's come out of this is how people have been so extraordinarily giving and generous." 


This season Project Bethlehem served 423 families; that's more than 1500 people! Our Christmas volunteers greeted 282 donors as they dropped off gifts and also helped deliver donations to approximately 46 families living in our shelters or participating in Lazarus House programs. Thank you for exemplifying the true meaning of Christmas; we could not have done this without you! As you welcome this New Year, please know that you have made a difference.

Christmas3 2012


Join us on Facebook to see photographs of Christmas volunteers, guests and donors!




 IRS charitable rollover is retroactive for early 2012

The American Taxpayer Relief Act of 2012 reinstated the IRA charitable rollover for 2013 and made it retroactive for 2012. For the 2012 tax year only, IRA owners can choose to report qualified charitable distributions made in January 2013 as if they occurred in 2012. Please consider such a gift to Lazarus House by January 31st! Thank you.




Donate Now


Capital Campaign Girl


Campaign for Dignity




"New Balance" Matching Gift Challenge

The New Balance Foundation has awarded a challenge grant towards our campaign.  New Balance will match every new gift pledged in 2013 to the Campaign for Dignity up to $150,000 in total.


Anne Davis, Managing Trustee, New Balance Foundation, said "Through our long-term commitment to Lazarus House, both financially and as volunteers, we strive to strengthen our connection to the local community.  We are proud to partner with Lazarus House in support of their vision to further enhance the services and facilities necessary to empower the lives of more people in dire need."


If you would like to "double your donation" and make a pledge as part of the New Balance challenge grant to the Campaign for Dignity  please donate online at; by mail at Lazarus House, Campaign for Dignity, P.O. Box 408, Lawrence, MA  01842; or by emailing Ray Joyce, Director of Development. Thank you!




What's Happening?

The Winter Auction is Open!

Lazarus House Ministries, Inc. is auctioning off a number of fun and unique items for you to bid on to help raise money for people in need of our services in the Merrimack Valley. Bid on jewelry, photography, tickets, health & fitness, travel and more. The auction is open and accepting bids until February 8, 2013 at 9 a.m. 


Lazarus Open House

Tuesday, February 5th at 3 p.m. Meet at Good Shepherd Center, 412 Hampshire St, Lawrence MA. Otherwise call 978-689-8575 to schedule an appointment at your convenience.




Bilingual volunteer needed

A volunteer who speaks Spanish and English is needed to help exiting trainees with resume preparation, assisting with applications, job searching and mock interviews one day a week beginning in February. Please contact the volunteer coordinator if interested in this position.




Join us for updates on

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Please forward this email to all your friends, family and business associates.



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Receive updates and information about our exciting programs.




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Lazarus House Ministries, Inc.
412 Hampshire Street, PO Box 408
Lawrence, MA 01842


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